Open Enrollment is the annual period when eligible consumers can generally enroll in or change Marketplace health coverage without needing a qualifying life event.
Eligible consumers can generally select qualifying Marketplace health coverage for the upcoming coverage period.
Existing Marketplace consumers can compare current offerings and decide whether their existing plan still fits.
Review household, expected income and other information that may affect coverage or potential financial assistance.
Coverage effective dates can depend on when enrollment is completed and the rules of the applicable Marketplace. Consumers should verify current deadlines and effective-date information before relying on a specific start date.
Even if you like your current coverage, the details can change from one plan year to the next.
Know who needs coverage and have reasonable expected household-income information available.
Existing Marketplace, employer, Medicaid/CHIP, Medicare or other coverage information can be relevant.
Doctors, hospitals, prescriptions, expected healthcare use and budget priorities can help with plan comparison.
Getting Ready to Enroll →If Open Enrollment is not currently available, certain qualifying life events or circumstances may support a Special Enrollment Period.
Understand Special Enrollment →