A practical consumer education center for understanding Marketplace coverage before enrollment and using health insurance more confidently after coverage begins.
Understand eligibility, individual and family coverage, Essential Health Benefits and consumer protections.
Explore Coverage →Learn how costs, metal categories, networks, Premium Tax Credits and Cost-Sharing Reductions fit together.
Explore Plans & Savings →Understand Open Enrollment, Special Enrollment, preparation and what happens after you choose coverage.
Explore Enrollment →Learn about member IDs, networks, prescriptions, preventive care and getting help from your insurer.
Use Your Coverage →Use a practical glossary for premium, deductible, copay, coinsurance, formulary, network and other common terms.
Open Glossary →Learn what an Explanation of Benefits is, why it is not automatically a bill, and what to compare when a provider bill arrives.
Understand EOBs →Use these resources to understand what to compare and what to verify before making a coverage decision.
Explore My ACA Options →