Eligible Marketplace consumers may qualify for a Premium Tax Credit that reduces the monthly premium they pay for qualifying health coverage. Learn which household factors can matter and why accurate information is important.
A Premium Tax Credit is financial assistance available to eligible Marketplace consumers that can reduce the cost of monthly premiums for qualifying coverage.
For eligible consumers, the credit can reduce the amount paid toward qualifying Marketplace premiums.
Household size, expected income and other applicable eligibility circumstances can affect the determination.
The Marketplace - not BenefitRoute - determines official eligibility and the amount of applicable financial assistance.
Changes in household income or household composition can affect the amount of advance Premium Tax Credit for which you may be eligible. Keeping Marketplace information current can help reduce the risk of receiving an inappropriate amount of advance financial assistance.
May reduce monthly Marketplace premiums for eligible consumers.
May reduce certain out-of-pocket costs for qualifying consumers who enroll in an eligible Silver plan.
Understand Cost-Sharing Reductions →Eligibility depends on applicable Marketplace rules and household circumstances. BenefitRoute does not promise or determine either form of assistance.
Answer a few questions about your location, household and expected income to create a preliminary BenefitRoute savings-review path.
Explore My Potential Savings →No guaranteed subsidy • No official Marketplace determination